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          "ticker": "PFG",
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            "Competitive fee compression in US retirement services.",
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          "ticker": "PFG",
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              "target_price": 82
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          "recommendation": "BUY",
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            "Diversified revenue mix across retirement, asset management, and insurance segments.",
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            "Higher-for-longer interest rates benefit spread-based retirement and insurance products.",
            "Principal International provides exposure to high-growth emerging market demographics.",
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              "target_price": 98
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              "driver": "Equity market levels/AUM",
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            {
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